How Chubb Insurance for Windscreen Works
How Chubb Insurance for Windscreen Cover Works — A Clear Guide for Drivers
Having a cracked or broken windscreen is more common than you might expect. Road debris or stones can cause damage instantly, and when that happens, having the right insurance coverage can make all the difference. Chubb offers a motor‑insurance add‑on called "Windscreen Protection," allowing drivers to insure their vehicle glass — including windscreen, windows, and even sunroof — so that if damage occurs, repair or replacement can be claimed under the policy.
What makes this option valuable is that it doesn't just cover major accidents. Even minor occurrences such as a stone chip or a crack caused by road debris may qualify, provided the add-on has been purchased. With Chubb insurance for windscreen coverage, you avoid paying out-of-pocket for glass damage, and importantly the claim typically does not affect your No‑Claim Discount (NCD) when only glass is involved.
Once glass damage is noticed, visit a qualified workshop, preferably one of Chubb's approved repairers to handle the repair or replacement. This is where Brother Windscreen becomes a strong candidate: they specialise in automotive glass repair and replacement and can manage both straightforward chip repairs and full glass replacement. With their experience and workmanship, you'll get safety and clarity restored without unnecessary hassle.
What to Do When Your Windscreen Breaks — Claim Process & Working with Workshops
First, check your policy documents under Chubb to verify that "Windscreen Protection" or glass cover add-on is included. If yes, gather the necessary paperwork: your policy or cover note, vehicle registration (grant), and driver identity documentation. This will help smooth your claim. Once you've confirmed coverage, bring your car to a Chubb‑approved or reliable glass workshop such as Brother Windscreen.
At the workshop, trained technicians will inspect the damage to determine whether a simple repair (for minor chips or cracks) is sufficient or if a full windscreen replacement is needed. For simple damage, repair usually costs less, takes less time, and preserves the original glass. If replacement is necessary, the workshop uses quality glass and ensures correct installation to maintain safety standards. With Chubb's coverage, the glass repair/replacement cost is directly billed to the insurer, provided you meet the policy's terms. This means minimal or no out-of-pocket payment, and no loss of NCD for a pure glass claim.
Choosing a competent workshop matters. Brother Windscreen is experienced in handling glass claims and works with many insurers. This helps ensure that the glass is correctly installed and sealed — meaning you regain visibility and structural safety without delay.
Why Chubb's Windscreen Cover + Professional Repair Matters
Opting for Chubb's insurance for windscreen and entrusting the job to a trusted workshop ensures that you get proper glass installation with official warranty and insurance support. Driving with a professionally fixed windscreen restores not just your visibility but also peace of mind on the road.
Frequently Asked Questions (FAQ) — Chubb Insurance for Windscreen
1. Does making a windscreen claim under Chubb affect my NCD?
No, if the claim is for glass only (windscreen, window, sunroof), your No‑Claim Discount is typically preserved.
2. What happens if full replacement is needed?
If the damage is beyond repair, a full windscreen replacement will be done. With Chubb coverage, the cost is covered by the insurer per policy terms; the workshop installs quality glass to restore safety.
3. What does Chubb's "Windscreen Protection" cover?
Chubb's add-on covers breakage or damage to your car's windscreen, windows, and sunroof (if factory‑installed) including glass and any installed tint or film.
4. Can any workshop handle the claim or do I need a Chubb‑approved one?
It's strongly recommended to use a Chubb‑approved workshop or one recognised by your insurer to ensure seamless claim processing. This helps avoid reimbursement issues or upfront payment requirements.
Brother Windscreen offers comprehensive windscreen repair and replacement services with insurance panel support. If you need to claim your Chubb insurance for windscreen, contact us for professional assistance.